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Baby Boomers are the largest demographic segment today. And those numbers present an array of problems that go along with them. The retirement system as it is will be put to the test providing both services and benefits for the volume of people who are entitled them. There are two possibilities as courses of action talked about now. To have the retirees take a cut in the amount of their payments. Or to have younger people pay more in taxes to make up for the amount that is absent.Whether it is from anyone or all of these factors depressed economy, increased layoffs, or necessity. Each year since 1996 the number of people that have been going into Home Based Business Opportunities has been increasing and the people have been Baby Boomers. And with very good reason because statistics show that to retire comfortably you will need to have saved 200,000 to 250,000 dollars. It would be safe to say that over the course of the recession so far not many people would be anywhere close to those numbers.So as a result many have sought to make Home Based Business the answer to Retirement Worries. Baby Boomers are the largest demographic to take the bull by the horns and launch out on their own in Online Business. The economy although recovering but not recovering fast enough for anyone to wait for it to make a turnaround. So the number of Baby Boomers going into Home Business is sure to continue to increase. Statistics also say that 27% of workers who thought they would be comfortable in retirement have dropped to 18%. And of those who have already retired who thought they would be able to live comfortably have went from 41% down to 29% both are the biggest drop ever.Baby Boomers who have always wanted to work for themselves anyway have taken the lead in using the power of the internet to make Home Based Business the answer to Retirement Worries. Learn what it takes to be successful in a Home Based Business. And setting worthy example for anyone to follow because there is no recession on the internet

The state of our economy in the last few years has had a terrible impact on employment in our country. Companies of all sizes are laying off employees regardless of their talents, years of service or contributions they’ve provided. What is even harder to witness is the closing or splitting up of some large corporations that had employed so many individuals. Many of these people are now looking seriously at ideas for creating income working from home. The question then becomes what are the top home based businesses one can start quickly and with little initial investment.One way to approach starting a home based business is with providing a service or product out of your home. Ideally, the product would be something you are talented with making, but if you don’t have the talent then look for something you can learn quickly and doesn’t require years of practice.If you enjoy being creative and working with your hands, look at top home based businesses that you would enjoy creating products for. Some examples might include:Jewelry Making – Wire jewelry making is easy and with only a little practice you can create some stunning work. There are loads of how-to books on wire jewelry design in the craft stores and you can start with inexpensive material and work your way up.Baking – If you can create some tasty but healthy treats, you might be able to find various health food stores that will buy your goods.Custom T-Shirts – If you look around at the t-shirts marketed towards the younger crowd, you’ll see that lots of them have a grungy, rough, worn or splattered appearing design on them. Just splash a few colors of paint on the front, stamp on the words “Work in progress”, and watch the kids line up for these unique and “cool” shirts.If you are the type of person that is more comfortable with physical work, some top home based businesses might include:Carpet Cleaning – For a small investment you can buy commercial carpet cleaners like the ones that are rented out at many department stores. These do a great job with just hot water and some cleaning solution. They even fit in most cars.Lawn Care – If you already own a riding lawn mower and a truck you can buy some ramps to get the mower into the truck bed. Or, you can get a trailer to put the mower on. As you get more business you can invest in better equipment that lets you complete more jobs in the same amount of time.Cleaning Homes – Take the hour or so you spend each day exercising and clean homes instead. You’ll get the cardio workout from the cleaning and get paid as well. Most clients already have the cleaning supplies they want you to use, so don’t feel you need to stock up on all the supplies.Additionally, some top home based businesses that let you utilize your computer would include:Freelance Jobs – Sites like freelancer.com provide outsourcing for large and small businesses to find experts to complete various projects and tasks. Companies are looking for skills like writing, designing, data entry, sales and marketing as well as technical skills like programming, administration and engineering.website Design – Website design has become much easier as the technology and software has improved in recent years. While it’s a good idea to be familiar with some of the technical jargon, you can focus on the design and flow of a website and outsource the technical development of the sites to someone else.Medical Billing or Coding – this type of online work has become popular as hospitals and insurance agencies are trying to keep costs down. You need to learn the billing or coding process to take on these types of jobs.As with any endeavor you will want to do proper and thorough research in your area of interest. While the list above of top home based businesses is not complete, it provides a few realistic examples and thought starters that will help you get you on your way.